Aligning Business Success with Personal Goals
Many business owners get so caught up in growth and daily operations that they forget why they started their business in the first place – to build personal wealth and achieve financial independence.
My business financial planning service is about finding strategies to use your business as a vehicle to deliver the lifestyle you wanted in the first place.
I focus on the business owner and your personal needs first. While your business is important, I believe my role is to help you use your business to enhance your personal life and net worth. My attention centers on five key areas:
Converting Business Dollars to Personal Dollars - Creating tax-efficient strategies to transfer wealth from your business to your personal accounts.
Maximizing Business Value - Building strategies that increase the worth of your business for eventual sale or succession.
Retaining Key Talent - Developing customized compensation and benefit packages to keep your most valuable employees.
Minimizing Taxes - Working diligently with tax and legal advisors to make the most of current tax law.
Business Continuation - Collaborating with the right legal advisors to ensure the business operations continue when the unexpected happens.
Business owners who choose this service receive all the benefits of personal financial planning plus quarterly business-focused meetings that address the unique needs of your company.
Throughout each quarter, I collaborate with your existing business advisors, including CPAs, bookkeepers, attorneys, and insurance professionals, to ensure a coordinated approach to your business and personal finances.
Q1
Business Tax Optimization
Finalize last year's business tax strategies
Determine employer contributions to retirement plans
Explore potential business tax deductions still available for the previous year
Coordinate with your business tax professionals
Plan business cash flow for the current year
Q2
Business Valuation and Key Employee Planning
Calculate your business's current value
Identify and develop retention plans for key employees
Begin discussions about employee benefits for the coming year
Review compensation structures to remain competitive
Assess the performance of business assets
Q3
Business Structure and Legacy Review
Prepare for year-end tax strategies
Connect business planning with personal estate planning
Review corporate and partnership structures
Examine buy-sell agreements and funding mechanisms
Discuss ownership transition planning
Q4
Year-End Business Optimization
Implement current-year tax planning strategies
Review business performance against goals
Plan tax-efficient profit distribution
Prepare for year-end financial reporting
Coordinate with personal financial planning objectives
For most business owners, their business represents the majority of their net worth. Without proper planning, this creates significant risks:
Your wealth remains tied up in one asset
You're unable to build diversified investments outside the business
You might be paying more in taxes than necessary
You may not be set up to retain top talent
I act as your hub for financial decisions, sitting on your side of the table as we work with other professional providers, ensuring everyone works as a team toward your goals.
When you work with me on business investing, you're not just getting advice – you're getting an advocate who understands how to turn business success into personal wealth.
Initial Set Up Fee followed by a Flat Monthly Fee.
Your business financial planning service provides you with ongoing access and advice throughout the year.
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